Leading causes of house fires and tips for your items in your home.

Fires can be a devastating event and all of us at O’Connor & Co. Insurance we hope you never have to experience such a traumatic event.

We at O’Connor have compiled a list of some of the leading causes to home fires. We hope this blog will help you take some extra precautions.

The latest reported figures, accidents attributed to cooking generated more residential fires more than any other known cause. The leading cause of residential fire deaths is careless smoking.

We also provide a link to a free home inventory checklist at the bottom of this page.

Some of causes of reported fires include:

  • Cooking 20%
  • Unknown 18%
  • Heating 15%
  • Suspicious Causes (arson) 11%
  • Appliances 8%
  • Smoking 5%
  • Open Flame 5%
  • Children Playing 4%
  • Other 4%
  • Exposure 3%

3 Tips for inventorying for your home.

  1. Take a video camera through your home and verbally describing all the items in your home.
  2. Take pictures with a time stamp on the image. On the back of the image, list the value, serial number, make and model number. If you’re storing it electronically, name the pictures and reference the description.
  3. If you have an iPhone® download a free app from the National Association of Insurance Commissioners, myHOME Scr.APP.book app. It guides you through capturing images, writing descriptions, saving bar codes and serial numbers, and stores them all electronically.