Cleaning Business Insurance
A cleaning company is open to substantial risks and liabilities, as they usually work in clients’ homes or in places of business. Protect you and your employees with an affordable and comprehensive cleaning business insurance policy from O’Connor & Co. Insurance Agency, Inc.
Our cleaning business insurance packages offer a combination of features for the small business owner and the professional cleaner, typically including:
- Business Owners Policy – A Business Owners Policy (BOP) is a standard package for small business owners and usually includes: property coverage for your business headquarters and cleaning equipment; liability coverage for injuries or property damage sustained by others at a work site; and business interruption insurance to cover expenses when your business is disturbed by natural disaster, power outages, or other named perils.
- Workers Compensation – As mandated by state laws for employees of your business.
- Commercial Auto – Standard coverage for vehicles used for transporting cleaning equipment and employees during business.
- Umbrella Insurance – Provides an extra level of liability protection if you are faced with a large payment for damages or a court settlement against you.
Different cleaning specialties may benefit from specific endorsements. Our specialists can help steer you to the most appropriate features for your business, but activities that can benefit from cleaning business insurance include:
- Maid services
- Janitorial
- Laundry services
- Office cleaners
- Carpet cleaners
- Chimney cleaners
Help you and your employees reduce the risks of a mishap or accident at work in Massachusetts or Connecticut. Contact O’Connor & Co. Insurance Agency, Inc. today to find out how our cleaning business insurance policies can work for you.