iPad Giveaway Rules

NO PURCHASE NECESSARY TO ENTER OR WIN.

A purchase does not improve your chance of winning. Void where prohibited, taxed or otherwise restricted by law. Subject to all federal, state and local laws.

HOW TO ENTER:
Enter on-line by filling out the entry form on http://www.oconnorinsurance24-7.com/oconnor-reviews/ during the contest period, (November 19th, 2013 until we reach 30 reviews). By participating, all entrants agree to abide by these Official Rules. All reviews must have a valid email addresses. By entering this contest you agree to receive communications from O’Connor & Co. Insurance Agency, Inc.

Limit is one entry per email address and by participating in this sweepstake program, you are automatically signed up for O’Connor & Co. Insurance, Inc. free e-mail newsletter. You may change your subscription preferences or opt-out at any time.

This Sweepstakes is open to all legal residents of the United States and District of Columbia, and U.S. Military personnel (and their families) with APO/FPO addresses, who are eighteen (18) years of age or older. Participation in this Sweepstakes constitutes entrant’s full and unconditional acceptance of these Official Rules.

All Internet access and usage charges are the responsibility of the entrant. If for any reason the Internet portion of the Sweepstakes is not capable of running as planned, including infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes which corrupt or affect the administration, fairness, integrity or proper conduct of the Sweepstakes, Sponsor reserves the right at its sole discretion, to terminate, modify or suspend the Sweepstakes. All entries received on-line before the on-line portion becomes inoperable, will be included in the random drawing. Sponsor assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, entries. Sponsor is not responsible for any problems or technical malfunctions of any telephone network or lines, computer on-line systems, servers or providers, computer equipment, software, failure of any e-mail or entry to be received by Sponsor on account of technical problems or traffic congestion on the Internet or at any web-site, or any combination thereof, including any injury or damage to entrant’s or any other person’s computer related to or resulting from participation or downloading any materials in this Sweepstakes. In the event of a dispute, eligible electronic entries will be considered made by authorized account owner of the email address submitted at the time of entry. Entries generated by robots or scripts are considered to be a direct violation of sweepstakes policy and will result in immediate disqualification of any and all associated entries. Sponsor is not responsible for printing errors in these Official Rules.

PRIZE:

The iPad mini 16 GB Wi-Fi only ($299 + tax).

EXCLUSIONS & RESTRICTIONS:

Unless otherwise specified in an individual contest post, entry to this contest is limited to one email per prize. All associated email addresses must be valid and deliverable.

WINNING:
The odds of winning will be determined by the number of entries. The winners will be selected in a random drawing from all eligible entries received whose decisions regarding all aspects of the Sweepstakes shall be final and binding. The winner will be contacted by email and if a winner does not contact O’Connor & Co. Insurance Agency, Inc. within 24 hours, declines to accept a prize, or in the event that a prize or prize notification is returned as undeliverable, the winner will be disqualified and the O’Connor & Co. Insurance Agency, Inc. may elect, at its own discretion, to select an alternate winner. By participating, entrants release O’Connor & Co. Insurance Agency, Inc., its parent, subsidiaries, affiliated businesses, its advertising and promotion agencies and the officers, directors, employees and agents of each from any and all liability, damages or causes of action (however named or described) for injuries, damages or losses to persons and property which may be sustained in connection with receipt, enjoyment, ownership or use of the prize, and winner grants permission to O’Connor & Co. Insurance Agency, Inc. to use winner’s name, age, city, state, photograph or likeness for advertising and promotional purposes without additional compensation or approval (where lawful).

DISPUTES:
Each entrant agrees that: (1) any and all disputes, claims, and causes of action arising out of or in connection with this Sweepstakes, or any prizes awarded, shall be resolved individually, without resort to any form of class action, and any judicial proceeding shall take place in a federal or state court within the State of Massachusetts; (2) any and all claims, judgments, and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering this Sweepstakes, but in no event attorneys’ fees; and (3) under no circumstances will entrant be permitted to obtain awards for, and entrant hereby waives all rights to claim, punitive, incidental, and consequential damages, and any other damages, other than for actual out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased THE MASSACHUSETTS COURTS (STATE AND FEDERAL) SHALL HAVE SOLE JURISDICTION OF ANY CONTROVERSIES REGARDING THESE SWEEPSTAKES AND THE LAWS OF THE STATE OF MASSACHUSETTS SHALL GOVERN THESE SWEEPSTAKES. Each entrant waives any and all objections to jurisdiction and venue in those courts and hereby submits to the jurisdiction of those courts. If, for any reason, the Sweepstakes is not capable of running as originally planned, the Sponsor, at its sole discretion, reserves the right to cancel the Sweepstakes without liability. Void where prohibited or restricted by law.

SPONSOR:
This sweepstakes is sponsored by O’Connor & Co. Insurance, Inc. Sponsor reserves the right to cancel the Sweepstakes at any time and substitute another promotion in its place.