Are you eligible for affordable flood insurance?
…answered and we welcome your phone calls at O’Connor & Co. Insurance. Feel free to call us with any questions at 508-943-3333. Does My Homeowners Policy Cover Flooding? Flood damage is not covered by homeowner’s insurance policies. You can protect your home, business, and belongings with flood insurance. You can insure your home for up to $250,000 for the building and up to $100,000 for the contents. Who Can Get Flood Insurance? Anyone can get flo…
Cell phone ban in for commercial insurance drivers.
…ore than 15 passengers, including the driver, and is not used to transport passengers for compensation; or is used in transporting material found by the Secretary of Transportation to be hazardous under 49 U.S.C. 5101 and transported in a quantity requiring placarding under regulations prescribed by the Secretary under 49 CFR, subtitle B, chapter 1, subchapter C. Summary of U.S. DOT rule banning use of hand-held phones by commercial vehicle driver…
Chicken Fettuccine – Karen’s Favorite Recipe
…add some of our employees favorite recipes, and this months feature recipe comes our Vice President and Founder Ms. Karen O’Connor. Please let her know how much you liked this recipe once you tried it, and pass it on to your friends. Karen’s Favorite Recipe Chicken Fettuccine 2 tbls oilive oil 4 chicken breasts 1 tsp oregano 1 tsp. basil 1 tsp. parsley ¼ tsp celery salt 2 cloves garlic Pepper 1 red pepper 1 1b fettucine Cream sauce 1 stick butter…
The dangers of text messaging and driving
…is time pulling past the vehicle. As I pulled up alongside the Cherokee to pass…..you might have already suspected, what I witnessed was a young man in his mid to late 20s with two hands on his “Smart” phone and, apparently with only his knee, steering the vehicle. I’m not sure he even noticed me. The National Safety Council and other American research organizations have some alarming statistics about motor vehicle crashes in the United States tha…
Second-to-Die Policy
…rtner, survivorship insurance provides no benefits until the second spouse passes away. Estates above a certain threshold are subject to an estate tax, but a second-to-die policy can not only help your heirs pay for these taxes but also keep them from having to liquidate specific assets to pay the tax. For example, if you want to make sure that your Massachusetts family home can stay in the family or that your children can keep running the family…
WE ARE OPEN AND HERE TO SERVE YOU!
…Covid-19 Updates at O’Connor & Co. Insurance. We are still working and all anyone has to do is call us 508-943-3333 or email us and we are still fully functional and open thru the pandemic. Our doors will be locked but we have a drop box and we are fully functional. This will pass. One Day at a Time….
Snow accumulation on roofs and the dangers it presents.
…nent danger, evacuate the building and call 911. What other assistance is available? Many fire departments have regional technical rescue teams available to local departments in case of collapse. Massachusetts Task Force 1 is an Urban Search and Rescue Team in Beverly . The team is comprised of Police, Fire, EMS and Civilians who respond to major disasters under a contract with the Federal Emergency Management Agency (FEMA). Currently there are 15…
Builders Risk
…ich occurs on a construction site; the policy expires once construction is completed, at which point standard property insurance kicks in. Lenders will often require evidence of an appropriate builders risk policy before issuing funding. The builders risk policy is usually in the property owner’s name but the general contractor could also purchase the policy as part of their contract. Typical Massachusetts builders risk policies can cover: Fire Wi…
Mobile Home
…ident Custom features may be available, such as coverage for a garage, tool shed, or other structure; endorsements like storm debris removal and water damage; or trip collision insurance if you need to transport your home to a new location. Also, discounts may be available if you bundle with your auto insurance policy or other insurance. Our agents can help you navigate the options to come up with the most appropriate and affordable policy for you…
Construction Insurance
…n your premises. General Property Damage – Typically covers hand tools and materials but additional coverage is available for generators, welders and other expensive specialty equipment. Workers Compensation – As mandated by state laws for employees of your business. If you are a general contractor, be sure that all subcontractors carry their own workers compensation insurance to minimize your own risks. Builder’s Risk Insurance – This covers phy…