How solar panels and going green can add value to your home.
…structures. Before you decide on the question of panel placement, it is recommended that you discuss the coverage details with your agent. While many companies offer full coverage for any loss, some might just reimburse the depreciated value. Moreover, while some policies cover damages from a variety of causes, many might offer different protection levels depending on where the panels are located (on the main structure or freestanding). Our team…
Cell phone ban in for commercial insurance drivers.
…and bus companies that allow their drivers to use hand-held cell phones while driving will face a maximum penalty of $11,000. additional information For details, go to http://www.regulations.gov and search for the terms “FMCSA-2010-0096” or “PHMSA-2010-0227.” The following links may also be helpful….
Snow accumulation on roofs and the dangers it presents.
…nent danger, evacuate the building and call 911. What other assistance is available? Many fire departments have regional technical rescue teams available to local departments in case of collapse. Massachusetts Task Force 1 is an Urban Search and Rescue Team in Beverly . The team is comprised of Police, Fire, EMS and Civilians who respond to major disasters under a contract with the Federal Emergency Management Agency (FEMA). Currently there are 15…
How to earn a discount on home and car insurance in Massachusetts.
…your old agent, insurer and Registry to let them know about the change in company. Comparison shopping is the best and easiest way to secure a “second opinion” competitive quote. In most cases, multi-line discounts are the best way to get the same level of coverage for a lower price.Everyone wants to save money on insurance. But many people in Massachusetts don’t realize how easy it is to get a “second opinion”. Multi-line discounts (Home and Aut…
Is Your Business Protected Against Sexual Harassment in the Workplace?
…ent of complaints that may fall upon a company. One example of the type of complaint that a company may have is wrongful discharge. An ex-employee may claim that your business fired her for reasons that were not allowable by law. An example of such a person is the person’s race, disability, religion or pregnancy status. EPL insurance can cover you if someone is claiming that you failed to promote that person even though she was qualified and appea…
Diminishing/Vanishing Deductible
…uce your deductible on Day 1, so you can start enjoying that peace of mind immediately. With each successive year of safe driving, though, you can watch your vanishing deductible, well, vanish! One of our agents at O’Connor Insurance can help you find the diminishing deductible plan that works best with your current car insurance policy. Start putting those safe driving habits to good use. Contact O’Connor Insurance Agency to speak with one of our…
Backyard safety concerns for your loved ones.
…ard to install your playset or swimming pool, ensure you call your utility companies to have lines marked. Failure to do so can result in damage to electric, sewer, internet, cable, and other lines, and can come with heavy fines and extensive damage to structures. It is also advisable to visit your local city hall to determine if any variances are needed to construct play structures in your backyard. If you have a homeowner’s association, they’ll…
How to stop telemarketers from calling your cellphone and home phone.
… Are you sick of getting those annoying tele-marketing phones calls at home or on your cellphone? You have the power to stop them. Here is a link to The National Do Not Call Registry www.donotcall.gov. It is simple. You can do it by calling them or you can do it online by following the simple instructions on their website….
What NOT to share on social media websites if you are planning a vacation.
…if you set your status updates to private, almost anyone can access your information once you post it online. If you still don’t believe it, visit PleaseRobMe.com. to drive home this point a little more. We all want to share the excitement of special occasions with our friends but do it over the phone or better yet….wait untill you get back. Another thing, don’t tell everyone with a message on your answering machine or a voice mail either. Sharing…
Super Bowl Party Safety Game Plan.
…#3.) Cooking Safety Do your grilling outside. Be very careful if you use a turkey fryer see video Stay in Kitchen when cooking. Please feel free to comment on anything we might have left out. …