Uninsured/Underinsured Motorist Coverage
…o pay for damages to your car or property. That’s why O’Connor Insurance recommends that you include additional uninsured or underinsured motorist coverage in your car insurance portfolio. (Underinsured motorist coverage is a separate policy, designed to protect you if another at-fault driver has insurance but didn’t purchase sufficient limits to cover your expenses.) This extra coverage can not only help cover your medical and property damage cos…
Farm Equipment Insurance
…for repairs. Depending on your needs, farm equipment insurance can cover: Tractors, sprayers, planters and other field equipment Mechanical breakdown Damage during towing and hitching Irrigation systems and pumps Refrigeration, heating and cooling systems Electrical systems, computer equipment and generators Hot water heaters and pressure vessels Lightning, wind, hail and other weather damage Don’t let an equipment failure or costly repair compro…
How to stop telemarketers from calling your cellphone and home phone.
… Are you sick of getting those annoying tele-marketing phones calls at home or on your cellphone? You have the power to stop them. Here is a link to The National Do Not Call Registry www.donotcall.gov. It is simple. You can do it by calling them or you can do it online by following the simple instructions on their website….
Fire Prevention Week October 7-13 2012. Some home safety tips for you.
…h button or a photoelectric alarm should be used if the alarm is within 20 feet of a cooking appliance. Smoke alarms that include a recordable voice announcement in addition to the usual alarm sound, may be helpful in waking children through the use of a familiar voice. Smoke alarms are available for people who are deaf or hard of hearing. These devices use strobe lights. Vibration devices can be added to these alarms Smoke alarms are an important…
What NOT to share on social media websites if you are planning a vacation.
…once you post it online. If you still don’t believe it, visit PleaseRobMe.com. to drive home this point a little more. We all want to share the excitement of special occasions with our friends but do it over the phone or better yet….wait untill you get back. Another thing, don’t tell everyone with a message on your answering machine or a voice mail either. Sharing pictures of your vacation on Instagram can wait until you make it safely back home….
Spring and early summer are the busiest time of the year for real estate closings — we write homeowners insurance. Let us walk you through some do’s and don’ts in that process.
…hese things together. Never rely solely on anyone, other than yourself, to complete and answer questions on an application for you. This should always be done by you yourself with only guidance provided by your agent. Never hide material facts about your property, be it past accidents, renovations, etc. it will always come back to bite you in the proverbial behind. Disclose everything. Stay away from over valuing or undervaluing your property. One…
Super Bowl Party Safety Game Plan.
…e. Tip #3.) Cooking Safety Do your grilling outside. Be very careful if you use a turkey fryer see video Stay in Kitchen when cooking. Please feel free to comment on anything we might have left out. …
Snow accumulation on roofs and the dangers it presents.
…n flame torch to melt the ice; the risk of starting a fire is huge. If you feel you are in immediate danger, get outside and call 9-1-1. Never use your oven for heat. Space heaters need space, so use them in a 3-foot circle of safety; free of anything that catch fire. Space heaters are not designed to replace your central heating system; they are only designed to provide a little extra heat on a temporary basis. So be sure to turn them off when yo…
Shopping Mall
…roperty (including structures, contents and boiler and machinery) Workers’ Compensation. Income Coverage. These are just a few of the coverage’s that are available. Shopping mall insurance not only protects you, the property owner, it’s also assurance to your tenants that you will have the wherewithal to get your building back into business should the tragedy of loss occur. You will benefit from an extensive and specifically tailor made policy tha…
Spring is coming. We write Recreational Insurance in Connecticut and Massachusetts
…he lines of communication open will help your insurance agent maintain the coverage you’re expecting, meaning you’ll have fewer worries during your next adventure on the open road. We would love to help you find the right coverage for your recreational vehicle insurance needs. We are committed to answering any questions you may have so that we can find you an RV policy that keeps you safe, protected and stress-free while you travel. With spring ri…